Transforming India's FinServe Ecosystem

Unlocking Growth Capital for India's Businesses
& Entrepreneurs

We empower Businesses and Investors in India with innovative funding solutions. Join us in driving growth across key industries.

WHY CHOOSE US

Partner in India's Growth Story

Our team brings decades of combined experience in Finance, Technology and The Indian Market. We are committed to providing transparent, innovative and reliable funding solutions guided by ethical practices and responsible lending.

Our Vision

To be at the forefront of financial innovation, driving sustainable growth and making India a global economic leader through cutting-edge fintech solutions.

Our Mission

To democratize access to financial services, empowering businesses of all sizes across India to achieve their full potential and contribute to a thriving economy.

100+
Active Clients
₹150 Cr +
Funds Distributed
15+
Industries Served
89%
Success Rate
PARTNERSHIPS

Partner with The Credit Circle for Superior Returns & Impact

Unlock potential with The Credit Circle's Portfolio.

For Investors

Gain access to India's most promising finserve opportunities, targeting high annualized returns. Backed by AI-driven analytics and ESG principles.

  • High-yield investment opportunities
  • AI-powered risk assessment
  • ESG-compliant portfolio
  • Quarterly performance reports
18%+
Target Returns
500+
Active Deals
₹1000Cr+
AUM

For Lenders

Achieve superior, risk-adjusted returns with ease. Transform your lending portfolio with AI-powered risk assessments and access to creditworthy borrowers.

  • Lower default rates
  • Reduced acquisition costs
  • Diversified borrower base
  • Real-time portfolio tracking
<2%
Default Rate
30%
Cost Reduction
24h
Approval Time

Why Partner With Us?

₹ 150 Cr +
AUM Distributed
Mandates
Selected by Board
RBIH‘s
Portfolio StartUp
Digital 1st
Driven Growth Capital
Transparency
As Process Core
FUNDING SOLUTIONS

Fuel Your Business Expansion with Tailored Funding

Our funding solutions are designed to empower your business growth. Choose from flexible options that align with your unique needs.

Fund Based Lending

Provides structured capital through Term Loans and Working Capital facilities, enabling Liquidity, Growth Funding, and disciplined Balance Sheet Management.

Non Fund Lending

Surety Bond, Guarantees, Letter of Credit, and Risk Instruments, enhancing Credit Support without cash outflow or immediate balance-sheet leverage.

Buy Now Pay Later

Enables deferred payments with instant approvals, improving customer affordability, conversion rates, and predictable short-cycle receivables management.

Growth Consulting

Delivers strategic advisory across Capital Structuring, Revenue Optimisation, and Risk Frameworks, supporting scalable expansion and sustainable profitability.

Lending OS

A modular digital backbone automating origination, underwriting, disbursals, monitoring, and compliance across diverse lending products and partners.

Microservices

Composable, API-driven services enabling rapid deployment, scalability, resilience, and seamless integration across financial and enterprise ecosystems.

CONSULTING SERVICES

Expert Guidance for Sustainable Business Growth

Gain a competitive edge in your industry. Our seasoned consultants navigate market complexities and develop winning strategies tailored to your unique needs.

Tailored Strategies

Unlock potential with strategies tailored for your business success.

Expert Consulting

Drive growth and innovation with our expert consulting services.

Trusted Guidance

Navigate complexities confidently with our trusted guidance and support.

Growth Consulting Core

Strategic Planning

Comprehensive roadmaps for long-term business success

Financial Advisory

Expert guidance on capital structure and funding

Growth Optimization

Data-driven insights to accelerate your expansion

15+
Projects Funded
30+
Lenders
95%
Client Satisfaction
24/7
Support Available
INDUSTRIES WE SERVE

Driving Growth in Key Sectors of Indian Economy

Growth Consulting for key sectors along with tailored funding solutions. Our expertise fuels growth across various industries and ecosystem.

BNPL

Insurance

Mobility & Logistics

New Age EPC

SaaS

FinSureTech Affinity

Green Energy

RegTech

Baas

HealthCare Affinity

₹2000+Cr
Planned Funding
15+
SPVs
Pan-India
Distribution Network
OUR LEADERSHIP

Meet Our Leadership Team

Click on any card to learn more about our visionaries driving innovation and growth across The Credit Circle

Ghuran Prasad

Ghuran Prasad

Managing director

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Ghuran Prasad

Managing director

Ghuran Prasad's extensive experience in the core sector has been pivotal in steering Credit Circle's strategic vision. His leadership, refined at Coal India, keeps the company aimed at innovation.

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Anand Prasad

Anand Prasad

Founder & CEO

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Anand Prasad

Founder & CEO

Anand Prasad is committed to bridging the financial gap for emerging Indian businesses. With 15+ years across sectors, he uses his strategic acumen to foster growth and innovation in finserve ecosystem.

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Rakesh Kumar

Rakesh Kumar

Head (Finance & Capital)

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Rakesh Kumar

Head (Finance & Capital)

Rakesh Kumar, an expert in Finance, brings over 10 years of financial acumen. His mastery in budgeting, forecasting, and compliance ensures robust financial health and strategic fiscal management.

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Vijay Kumar

Vijay Kumar

Co-Founder & COO

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Vijay Kumar

Co-Founder & COO

Vijay Kumar, our dynamic co-founder, drives operational excellence and growth. With 10 years of expertise, he focuses on Process Optimization, Leadership, and Strategic execution for impactful outcomes.

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Click on any card to reveal more details
FREQUENTLY ASKED QUESTIONS

Got Questions? We've Got Answers

Find answers to common questions about our funding solutions and partnership opportunities.

Still Have Questions?

Can't find the answer you're looking for? Our friendly team is here to help you. Get in touch and we'll respond as soon as possible.

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